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Tennessee

R+24  ·  Low tax burden  ·  COL index 92

A

0%

Income Tax

668

Violent Crime / 100K

74.2

Life Expectancy

$350K

Median Home

$1,000

Childcare / Mo

State Profile

43/100
255075100TAXES79SAFETY19HEALTH22SCHOOLS18AFFORDABLE83LONGEVITY35

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Taxes

Income Tax

Hall income tax on dividends/interest repealed 2021

None

Property Tax

~$1,575/yr on median home

0.45% / yr

Sales Tax

9.55% avg

Social Security

Exempt

Pension / IRA

Fully Exempt

Estate Tax

None

Inheritance Tax

None

Capital Gains

Not taxed

Housing & Cost of Living

Cost of Living Index

National avg = 100

92

Median Home Price

$350,000

Median Rent (2BR)

$1,400/mo

Home Insurance

$2,000/yr

Flood Insurance

$700/yr

Homestead Exemption

Home equity protected from creditors

$25,000

Asset Protection

Weak

Crime & Safety

Violent Crime Rate

Well above national avg

668 / 100K

Property Crime Rate

Near national avg

2,752 / 100K

Traffic Fatality Rate

14.2 / 100K

Healthcare

State Healthcare Rank

#39 of 50

Life Expectancy

74.2 yrs

Medicaid Expansion

Not Expanded

Uninsured Rate

10.4%

Education

K-12 Quality Rank

Bottom 10 nationally

#41 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,000/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$130/mo

Avg Monthly Groceries

2-person household, moderate spending

$420/mo

Road Quality Rank

#10 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

135+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Mix of urban and rural

66% urban

Restaurant Density

490/100K

Religious Congregations

Strong religious community

265/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

4 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

8 venues

Craft Breweries

1.9/100K residents — Growing

130 breweries

Craft Distilleries

Strong spirits scene

90 distilleries

Live Music

Nashville country + everything; Memphis blues; Jack Daniel's + George Dickel; Bonnaroo 90 min from Nashville

World-class

Transportation

Car Insurance (Avg Annual)

$1,530

Traffic Fatality Rate

14.2 / 100K

Broadband Access

81% of households

Social & Legal

Abortion Access

Near-total ban; trigger law took effect after Dobbs

Banned

LGBTQ+ Protections

Hostile

Marijuana

Illegal

Minimum Wage

$7.25/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

No casinos

Online Gambling

Illegal

State Lottery

No casinos but sports betting legal since 2020 (mobile only). Lottery funds education (HOPE scholarships).

Yes

Age of Consent

18

Sex Education

Sex ed required by state

Abstinence-only

Nude Beaches & Naturist Clubs

Rock Haven Lodge · Tennessee Naturists

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

36

Natural Disaster Risk

Moderate

Primary Hazards

tornadofloodice-storm

Politics & Gun Laws

2024 Presidential Vote

R+24

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Not Legal

Jobs & Economy

Job Market

+2.2% job growth · 3.4% unemployment

Strong

Top Industries

HealthcareAutomotiveLogistics

Tech Jobs

#23 of 50

Healthcare Jobs

#11 of 50

Remote Work

18% of workers

Median Household Income

$58,516

Daily Life

Gas Price (Regular)

Well below avg (-0.33 vs national avg)

$2.97/gal

Consumer Fireworks

Consumer fireworks broadly legal; local option to restrict

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 48°F

Mild

Summer Heat

Hot summers

91°F avg July

Annual Rainfall

54" / yr

Tornado Risk

Moderate

Hurricane Risk

Very Low

Wildfire Risk

Low

Flood Risk

Moderate

Veteran Benefits

Veteran-Friendly Score

8.3% of state population are veterans

79/100

Property Tax Exemption

100% disabled: up to $175K exemption

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Good

Notable Benefits

No income tax. Military retirement fully exempt.

Explore Tennessee counties

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Compare Similar States

TN vs GA

Tennessee vs Georgia

COL 92 vs 91 · No vs 5.49% income tax

Full comparison →

TN vs LA

Tennessee vs Louisiana

COL 92 vs 91 · No vs 3% income tax

Full comparison →

TN vs NE

Tennessee vs Nebraska

COL 92 vs 91 · No vs 3.99% income tax

Full comparison →

TN vs SC

Tennessee vs South Carolina

COL 92 vs 93 · No vs 6.2% income tax

Full comparison →

Stay Current

Get notified when Tennessee tax laws, gun laws, or social policy changes.

Tennessee Guides

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Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K
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Retirement Savings

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Social Security

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None$150K/yr

My Property Is Worth

$400K
Tax burden ↓$1M$50M+

Home Buying Budget

$400K
Hard to find$250K$5M+

Monthly Rent Budget

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Food Scene

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Neutral
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