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New York

D+12  ·  Very High tax burden  ·  COL index 139

F

10.9%

Income Tax

379

Violent Crime / 100K

79.3

Life Expectancy

$470K

Median Home

$2,050

Childcare / Mo

State Profile

61/100
255075100TAXES34SAFETY60HEALTH71SCHOOLS78AFFORDABLE47LONGEVITY77

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Taxes

Income Tax

10.9% top

Property Tax

~$6,580/yr on median home

1.4% / yr

Sales Tax

8.52% avg

Social Security

Exempt

Pension / IRA

Government pensions fully exempt; other pensions up to $20K

Fully Exempt

Estate Tax

Cliff tax: if estate exceeds 105% of exemption, full estate taxed

Yes — $6.94M exemption

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

139

Median Home Price

$470,000

Median Rent (2BR)

$2,200/mo

Home Insurance

$1,800/yr

Flood Insurance

$1,000/yr

Homestead Exemption

Home equity protected from creditors

$179,975

Asset Protection

Moderate

Crime & Safety

Violent Crime Rate

Near national avg

379 / 100K

Property Crime Rate

Below national avg (~2,100)

1,480 / 100K

Traffic Fatality Rate

Among the safest

6.4 / 100K

Healthcare

State Healthcare Rank

#15 of 50

Life Expectancy

Above national avg (76.4)

79.3 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

5.4%

Education

K-12 Quality Rank

#12 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$2,050/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$175/mo

Avg Monthly Groceries

2-person household, moderate spending

$650/mo

Road Quality Rank

Among the worst roads in the US

#48 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

200+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Highly urban — big city feel

88% urban

Restaurant Density

Outstanding food scene

640/100K

Religious Congregations

160/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

9 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

20 venues

Craft Breweries

2.7/100K residents — Solid scene

530 breweries

Craft Distilleries

One of the nation's top distillery states

130 distilleries

Live Music

NYC — the global live music capital; Brooklyn, Manhattan, Williamsburg; Governors Ball, Afropunk

World-class

Transportation

Car Insurance (Avg Annual)

$2,140

Traffic Fatality Rate

6.4 / 100K

Broadband Access

89% of households

Social & Legal

Abortion Access

Legal to viability; state constitutional right on ballot

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$16/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Illegal

State Lottery

4 commercial upstate casinos + tribal. NYC sports betting launched 2022 — 9 licensed mobile apps. Lottery revenue is enormous.

Yes

Age of Consent

17

Sex Education

No state sex ed mandate

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Gunnison Beach (NJ, serves NYC metro) · Empire Haven Nudist Park · Sun Ridge Resort · Fire Island tradition

Active scene

Environment & Climate

Air Quality (Annual AQI)

Near national avg

38

Natural Disaster Risk

Moderate

Primary Hazards

hurricaneblizzardnor-easter

Politics & Gun Laws

2024 Presidential Vote

D+12

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+1.2% job growth · 4.5% unemployment

Moderate

Top Industries

FinanceTechnologyHealthcare

Tech Jobs

Strong tech presence

#6 of 50

Healthcare Jobs

Top healthcare job market

#5 of 50

Remote Work

High remote work culture

32% of workers

Median Household Income

$75,157

Daily Life

Gas Price (Regular)

Above avg (+0.14 vs national avg)

$3.44/gal

Consumer Fireworks

Sparklers only; NYC and most cities ban all consumer fireworks

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 32°F

Cold

Summer Heat

Moderate summers

84°F avg July

Annual Rainfall

46" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Moderate

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

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Compare Similar States

NY vs CA

New York vs California

COL 139 vs 142 · 10.9% vs 13.3% income tax

Full comparison →

NY vs MA

New York vs Massachusetts

COL 139 vs 148 · 10.9% vs 9% income tax

Full comparison →

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New York Guides

relocation

Where Are New York Residents Moving in 2026?

New Yorkers are leaving at a pace that has reshaped migration maps across the country. Florida and T

relocation

New York's Exit: Why People Are Leaving

New York lost billions in taxable income in recent years as residents voted with their feet. Between

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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