New Jersey
D+6 · High tax burden · COL index 121
10.75%
Income Tax
213
Violent Crime / 100K
79
Life Expectancy
$500K
Median Home
$1,800
Childcare / Mo
State Profile
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Taxes
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Income Tax
Property Tax
~$10,650/yr on median home
Sales Tax
Social Security
Pension / IRA
Estate Tax
No estate tax; inheritance tax on non-spouse/child heirs
Inheritance Tax
⚠ Your heirs pay this tax on what you leave them — even if you have no estate tax. PA charges 4.5% to children from dollar one.
Capital Gains
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Median Home Price
Median Rent (2BR)
Home Insurance
Near national avg (~$1,900/yr)
Flood Insurance
Homestead Exemption
Home equity protected from creditors
Asset Protection
Crime & Safety
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Violent Crime Rate
Near national avg
Property Crime Rate
Below national avg (~2,100)
Traffic Fatality Rate
Among the safest
Healthcare
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State Healthcare Rank
Life Expectancy
Above national avg (76.4)
Medicaid Expansion
Uninsured Rate
Education
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K-12 Quality Rank
Top 10 nationally
School Choice / Vouchers
Childcare
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Avg Infant Care (Full-Time)
Utilities & Daily Costs
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Avg Monthly Energy Bill
Avg Monthly Groceries
2-person household, moderate spending
Road Quality Rank
Airports & Travel
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Nonstop Destinations
From state's primary airport
Major Hub Airport
Top-25 US airport by passengers
Culture & Lifestyle
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Urban Population
Highly urban — big city feel
Restaurant Density
Religious Congregations
Pro Sports Teams
NFL + NBA + MLB + NHL + MLS
Major Venues
Stadiums, arenas, amphitheaters (10K+ capacity)
Craft Breweries
1.8/100K residents — Growing
Craft Distilleries
Live Music
Asbury Park indie heritage (Springsteen); Stone Pony; proximity to NYC inflates show options
Transportation
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Car Insurance (Avg Annual)
Traffic Fatality Rate
Broadband Access
Social & Legal
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Abortion Access
Legal with no gestational limit; strong state protections
LGBTQ+ Protections
Marijuana
Minimum Wage
Right to Work
Sports Betting
Casino Gambling
Online Gambling
State Lottery
Atlantic City casino market. Online casino gambling and poker legal — largest regulated online gaming market after NV. Sports betting pioneer (2018).
Age of Consent
Sex Education
Sex ed required by state
Medically Accurate Required
Nude Beaches & Naturist Clubs
Gunnison Beach (Sandy Hook) · Highland Fling Resort · New Jersey Naturist Society
Environment & Climate
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Air Quality (Annual AQI)
Near national avg
Natural Disaster Risk
Primary Hazards
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Gambling
Jobs & Economy
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Job Market
+1.1% job growth · 4.5% unemployment
Top Industries
Tech Jobs
Strong tech presence
Healthcare Jobs
Remote Work
High remote work culture
Median Household Income
Business Climate
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Corporate Income Tax
High corporate rate — plan entity structure carefully
LLC Formation Fee
LLC Annual Fee
Business Climate Rank
Bottom-10 nationally
Daily Life
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Gas Price (Regular)
Below avg (-0.12 vs national avg)
Consumer Fireworks
Only licensed professionals may use fireworks; consumer fireworks illegal
Weather & Natural Risks
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Winter Severity
Avg January high: 38°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
5.8% of state population are veterans
Property Tax Exemption
100% disabled: full property tax exempt
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
Explore New Jersey counties
Income, housing, poverty, healthcare — ranked by county
See your full cost of living in New Jersey
Housing, taxes, childcare, insurance — all estimated.
Compare Similar States
NJ vs WA
New Jersey vs Washington
COL 121 vs 117 · 10.75% vs No income tax
Full comparison →
NJ vs MD
New Jersey vs Maryland
COL 121 vs 116 · 10.75% vs 5.75% income tax
Full comparison →
NJ vs CT
New Jersey vs Connecticut
COL 121 vs 114 · 10.75% vs 6.99% income tax
Full comparison →
NJ vs NH
New Jersey vs New Hampshire
COL 121 vs 114 · 10.75% vs No income tax
Full comparison →
Trending in New Jersey
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Study says more than 3 million New Jersey residents struggle to afford basic needs - The Jersey Vindicator
The Jersey Vindicator · Jul 7
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Assembly approves bill to eliminate $250 million in AI data center tax credits - WRNJ Radio
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What Residents Say
Is NJ more expensive than WA? : r/newjersey
I just moved to NJ from WA and just received my first paycheck. The deductions are crazy. I was in WA before,healthcare wasn't this expensive. And now ......
reddit.com ↗
Is living here really that expensive? : r/newjersey
I’m most likely gonna have to move some time this year, so I’m searching around looking at rent costs compared to wages in other states and quite frankly ......
reddit.com ↗
Opportunity to move from Texas to New Jersey
NJ is very expensive. Expect. The top marginal income tax rate in NJ is about 8%. pay more than $10k per year. Taxes as a homeowner are really ......
reddit.com ↗
Relocating from NYC to NJ... Is lower cost of living worth a ...
New Jersey ranks 6th in the nation for the income needed for a family to live comfortably....
reddit.com ↗
Moving to NJ from OK : r/MovingtoNewJersey
Budget is anywhere between 1800-2500 for 2 bedroom. property tax+mortgage+HOA would be 2500ish and the rental prices are like 2000 starting for ......
reddit.com ↗
Am I crazy for considering moving from NJ to Dallas for a job?
net about $40–50K more per year. my taxes I moved here from NJ last year. First off, the rent/housing costs are ridiculously cheap here ......
reddit.com ↗
How much of a hit could I expect to take living in a state ...
Currently, I work and live in NJ and (between two jobs) bring in roughly $70k/year A friend of mine brought up a roommate situation to me where we would ......
reddit.com ↗
As a lifelong NJ resident, I'm officially being pushed out of ...
What is wrong with paying obscene property tax and a higher cost of living for literally no improvements since the prices jacked up over ......
reddit.com ↗
Thinking about leaving NJ for NV - r/newjersey
No state income tax, lower overall cost of living (from what I can tell), growing business / entrepreneurial environment, and a different pace ......
reddit.com ↗
South Florida is NOT cheaper, stop thinking NJ is so ...
New Jersey's cost of living generally surpasses that of South Florida in a few key areas: Property Taxes. New Jersey has some of the highest ......
reddit.com ↗
Stay Current
Get notified when New Jersey tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.