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Montana

R+13  ·  Low tax burden  ·  COL index 104

A

5.9%

Income Tax

398

Violent Crime / 100K

76.5

Life Expectancy

$450K

Median Home

$1,150

Childcare / Mo

State Profile

60/100
255075100TAXES79SAFETY57HEALTH41SCHOOLS57AFFORDABLE74LONGEVITY54

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Taxes

Income Tax

5.9% top

Property Tax

~$2,610/yr on median home

0.58% / yr

Sales Tax

None

Social Security

Taxed

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Long-term gains taxed at reduced rate

4.1% rate

Housing & Cost of Living

Cost of Living Index

National avg = 100

104

Median Home Price

$450,000

Median Rent (2BR)

$1,450/mo

Home Insurance

$1,500/yr

Flood Insurance

$450/yr

Homestead Exemption

Home equity protected from creditors

$250,000

Asset Protection

Moderate

Crime & Safety

Violent Crime Rate

Near national avg

398 / 100K

Property Crime Rate

Near national avg

2,298 / 100K

Traffic Fatality Rate

Among the most dangerous

22.3 / 100K

Healthcare

State Healthcare Rank

#30 of 50

Life Expectancy

76.5 yrs

Medicaid Expansion

Expanded

Uninsured Rate

9.2%

Education

K-12 Quality Rank

#22 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

$1,150/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$115/mo

Avg Monthly Groceries

2-person household, moderate spending

$510/mo

Road Quality Rank

#16 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

35+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Mix of urban and rural

56% urban

Restaurant Density

400/100K

Religious Congregations

180/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

None

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

2 venues

Craft Breweries

9.6/100K residents — Top tier

105 breweries

Craft Distilleries

42 distilleries

Live Music

Highest brewery per capita in nation (9.6/100K); Big Sky Brewing; Under the Big Sky Festival

Decent

Transportation

Car Insurance (Avg Annual)

$1,480

Traffic Fatality Rate

22.3 / 100K

Broadband Access

79% of households

Social & Legal

Abortion Access

State constitution protects abortion rights; blocked ban

Protected

LGBTQ+ Protections

Moderate

Marijuana

Recreational

Minimum Wage

$10.3/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

No casinos

Online Gambling

Illegal

State Lottery

No destination casinos but small bars/taverns with video gambling terminals are ubiquitous. Unique gambling culture.

Yes

Age of Consent

16

Sex Education

No state sex ed mandate

Abstinence-plus

Nude Beaches & Naturist Clubs

Many remote rivers and hot springs used informally · Quinn's Hot Springs — clothing optional section

None known

Environment & Climate

Air Quality (Annual AQI)

Excellent (national avg ~38)

28

Natural Disaster Risk

Moderate

Primary Hazards

wildfireblizzarddrought

Politics & Gun Laws

2024 Presidential Vote

R+13

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+1.8% job growth · 2.9% unemployment

Moderate

Top Industries

GovernmentHealthcareTourism

Tech Jobs

#39 of 50

Healthcare Jobs

#18 of 50

Remote Work

20% of workers

Median Household Income

$56,539

Daily Life

Gas Price (Regular)

Below avg (-0.15 vs national avg)

$3.15/gal

Consumer Fireworks

Consumer fireworks legal; fire conditions may trigger bans

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 27°F

Harsh

Summer Heat

Moderate summers

85°F avg July

Annual Rainfall

15" / yr

Tornado Risk

Low

Hurricane Risk

Very Low

Wildfire Risk

High

Flood Risk

Low

Veteran Benefits

Veteran-Friendly Score

11% of state population are veterans

82/100

Property Tax Exemption

Disabled vet property tax assistance

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Adequate

Notable Benefits

High veteran population, military retirement exempt

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COL 104 vs 102 · 5.9% vs 2.5% income tax

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MT vs NV

Montana vs Nevada

COL 104 vs 101 · 5.9% vs No income tax

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COL 104 vs 101 · 5.9% vs 4.65% income tax

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Stay Current

Get notified when Montana tax laws, gun laws, or social policy changes.

Montana Guides

lifestyle

Montana Has More Breweries Per Person Than Anywhere Else

Montana leads the country in craft breweries per capita, with roughly 12.8 per 100,000 adults over 2

taxes

Montana vs. Idaho: The Mountain West Tax Battle

Montana has no sales tax and Idaho has a lower top income rate of 5.8% versus Montana's 5.9%. But th

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K
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Retirement Savings

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Social Security

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My Property Is Worth

$400K
Tax burden ↓$1M$50M+

Home Buying Budget

$400K
Hard to find$250K$5M+

Monthly Rent Budget

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