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Massachusetts

D+28  ·  High tax burden  ·  COL index 148

C

9%

Income Tax

338

Violent Crime / 100K

80

Life Expectancy

$580K

Median Home

$2,400

Childcare / Mo

State Profile

73/100
255075100TAXES46SAFETY66HEALTH100SCHOOLS100AFFORDABLE40LONGEVITY83

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Taxes

Income Tax

5% standard + 4% surtax on income over $1M

9% top

Property Tax

~$6,032/yr on median home

1.04% / yr

Sales Tax

6.25% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

Yes — $2M exemption

Inheritance Tax

None

Capital Gains

Long-term gains at 5%; short-term at 8.5%

5% rate

Housing & Cost of Living

Cost of Living Index

National avg = 100

148

Median Home Price

$580,000

Median Rent (2BR)

$2,400/mo

Home Insurance

$1,500/yr

Flood Insurance

$900/yr

Homestead Exemption

Home equity protected from creditors

$500,000

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

338 / 100K

Property Crime Rate

Below national avg (~2,100)

1,283 / 100K

Traffic Fatality Rate

Among the safest

5.8 / 100K

Healthcare

State Healthcare Rank

Top tier

#1 of 50

Life Expectancy

Above national avg (76.4)

80 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

3.1%

Education

K-12 Quality Rank

Top 10 nationally

#1 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$2,400/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$195/mo

Avg Monthly Groceries

2-person household, moderate spending

$680/mo

Road Quality Rank

#42 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

135+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Highly urban — big city feel

92% urban

Restaurant Density

560/100K

Religious Congregations

150/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

6 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

8 venues

Craft Breweries

3.8/100K residents — Solid scene

265 breweries

Craft Distilleries

Strong spirits scene

55 distilleries

Live Music

Boston music heritage (Aerosmith, Pixies, Dropkick Murphys); Boston Calling; Tremont Street Crawl

Strong

Transportation

Car Insurance (Avg Annual)

$1,490

Traffic Fatality Rate

5.8 / 100K

Broadband Access

93% of households

Social & Legal

Abortion Access

Legal to viability; strong state law

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$15/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Illegal

State Lottery

MGM Springfield, Encore Boston Harbor. Sports betting launched 2023. Very active lottery (one of highest per-capita revenues).

Yes

Age of Consent

16

Sex Education

No state sex ed mandate

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Sandy Terraces (Hanson) · Berkshire Vista (Hancock)

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

30

Natural Disaster Risk

Moderate

Primary Hazards

hurricaneblizzardnor-easter

Politics & Gun Laws

2024 Presidential Vote

D+28

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

Yes

Gambling

Legal

Jobs & Economy

Job Market

+1.4% job growth · 3.7% unemployment

Strong

Top Industries

BiotechFinanceEducation

Tech Jobs

Top tech job market nationally

#3 of 50

Healthcare Jobs

Top healthcare job market

#4 of 50

Remote Work

High remote work culture

30% of workers

Median Household Income

$89,026

Daily Life

Gas Price (Regular)

Near avg (+0.04 vs national avg)

$3.34/gal

Consumer Fireworks

All consumer fireworks banned statewide — sparklers included

Banned

Weather & Natural Risks

Winter Severity

Avg January high: 36°F

Moderate

Summer Heat

Moderate summers

82°F avg July

Annual Rainfall

47" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Low

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

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Compare Similar States

MA vs CA

Massachusetts vs California

COL 148 vs 142 · 9% vs 13.3% income tax

Full comparison →

MA vs NY

Massachusetts vs New York

COL 148 vs 139 · 9% vs 10.9% income tax

Full comparison →

Stay Current

Get notified when Massachusetts tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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