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Iowa

R+13  ·  Moderate tax burden  ·  COL index 88

B

3.8%

Income Tax

284

Violent Crime / 100K

78

Life Expectancy

$215K

Median Home

$1,100

Childcare / Mo

State Profile

70/100
255075100TAXES63SAFETY74HEALTH59SCHOOLS71AFFORDABLE86LONGEVITY67

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Taxes

Income Tax

Flat 3.8% as of 2025

3.8% flat

Property Tax

~$3,053/yr on median home

1.42% / yr

Sales Tax

6.94% avg

Social Security

Exempt

Pension / IRA

Retirement income fully exempt as of 2023

Fully Exempt

Estate Tax

Inheritance tax fully phased out 2025

None

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

88

Median Home Price

$215,000

Median Rent (2BR)

$1,050/mo

Home Insurance

$1,700/yr

Flood Insurance

$700/yr

Homestead Exemption

Home equity protected from creditors

Unlimited

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

284 / 100K

Property Crime Rate

Near national avg

1,626 / 100K

Traffic Fatality Rate

11 / 100K

Healthcare

State Healthcare Rank

#21 of 50

Life Expectancy

78 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

5.8%

Education

K-12 Quality Rank

#15 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,100/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$135/mo

Avg Monthly Groceries

2-person household, moderate spending

$440/mo

Road Quality Rank

#8 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

40+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Mix of urban and rural

64% urban

Restaurant Density

Limited dining options

380/100K

Religious Congregations

225/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

None

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

3 venues

Craft Breweries

2.8/100K residents — Solid scene

90 breweries

Craft Distilleries

35 distilleries

Live Music

Iowa City college-town venues; Hinterland Festival (St. Luke's); Des Moines outdoor shows

Decent

Transportation

Car Insurance (Avg Annual)

$1,150

Traffic Fatality Rate

11 / 100K

Broadband Access

83% of households

Social & Legal

Abortion Access

6-week ban signed 2023

Banned

LGBTQ+ Protections

Limited

Marijuana

Medical Only

Minimum Wage

$7.25/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Illegal

State Lottery

19+ casinos along river corridors. Sports betting legal since 2019.

Yes

Age of Consent

16

Sex Education

Sex ed required by state

Abstinence-plus

Nude Beaches & Naturist Clubs

Iowa Naturists (Des Moines area)

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

34

Natural Disaster Risk

High

Primary Hazards

tornadofloodblizzard

Politics & Gun Laws

2024 Presidential Vote

R+13

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+1.1% job growth · 3% unemployment

Moderate

Top Industries

AgricultureManufacturingFinance

Tech Jobs

#35 of 50

Healthcare Jobs

#20 of 50

Remote Work

15% of workers

Median Household Income

$65,000

Daily Life

Gas Price (Regular)

Below avg (-0.22 vs national avg)

$3.08/gal

Consumer Fireworks

Consumer fireworks legal statewide

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 27°F

Cold

Summer Heat

Moderate summers

85°F avg July

Annual Rainfall

35" / yr

Tornado Risk

Moderate

Hurricane Risk

Very Low

Wildfire Risk

Very Low

Flood Risk

Moderate

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

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COL 88 vs 88 · 3.8% vs 3.5% income tax

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IA vs AL

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Stay Current

Get notified when Iowa tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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