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Hawaii

D+26  ·  High tax burden  ·  COL index 196

C+

11%

Income Tax

281

Violent Crime / 100K

80.7

Life Expectancy

$840K

Median Home

$1,850

Childcare / Mo

State Profile

59/100
255075100TAXES54SAFETY74HEALTH80SCHOOLS51AFFORDABLE3LONGEVITY89

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Taxes

Income Tax

11% top

Property Tax

~$2,268/yr on median home

0.27% / yr

Sales Tax

4.44% avg

Social Security

Exempt

Pension / IRA

Fully Exempt

Estate Tax

Yes — $5.49M exemption

Inheritance Tax

None

Capital Gains

7.25% rate

Housing & Cost of Living

Cost of Living Index

National avg = 100

196

Median Home Price

$840,000

Median Rent (2BR)

$2,500/mo

Home Insurance

Below national avg

$500/yr

Flood Insurance

$650/yr

Homestead Exemption

Home equity protected from creditors

$100,000

Asset Protection

Moderate

Crime & Safety

Violent Crime Rate

Near national avg

281 / 100K

Property Crime Rate

Near national avg

2,480 / 100K

Traffic Fatality Rate

7.5 / 100K

Healthcare

State Healthcare Rank

#11 of 50

Life Expectancy

Above national avg (76.4)

80.7 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

4.8%

Education

K-12 Quality Rank

#25 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$1,850/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

Well above national avg ($150)

$250/mo

Avg Monthly Groceries

2-person household, moderate spending

$900/mo

Road Quality Rank

Among the worst roads in the US

#45 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

75+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Highly urban — big city feel

92% urban

Restaurant Density

Outstanding food scene

620/100K

Religious Congregations

145/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

None

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

2 venues

Craft Breweries

2.1/100K residents — Growing

30 breweries

Craft Distilleries

18 distilleries

Live Music

Kona Brewing birthplace; Maui Arts & Cultural Center; Hawaii Songwriting Festival

Decent

Transportation

Car Insurance (Avg Annual)

$1,120

Traffic Fatality Rate

7.5 / 100K

Broadband Access

87% of households

Social & Legal

Abortion Access

Legal to viability; strong state protections

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$14/hr

Right to Work

No

Sports Betting

Illegal

Casino Gambling

No casinos

Online Gambling

Illegal

State Lottery

One of 2 states where all forms of gambling are illegal (with Utah). No lottery, no casinos, no sports betting.

No

Age of Consent

16

Sex Education

Sex ed required by state

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Little Beach (Maui) · Red Hill (Oahu) · Spencer Beach (Big Island)

Nude beach

Environment & Climate

Air Quality (Annual AQI)

Excellent (national avg ~38)

18

Natural Disaster Risk

Moderate

Primary Hazards

hurricanetsunamivolcano

Politics & Gun Laws

2024 Presidential Vote

D+26

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

Yes

Gambling

Not Legal

Jobs & Economy

Job Market

+1.5% job growth · 2.9% unemployment

Moderate

Top Industries

TourismGovernmentHealthcare

Tech Jobs

#40 of 50

Healthcare Jobs

#25 of 50

Remote Work

16% of workers

Median Household Income

$83,102

Daily Life

Gas Price (Regular)

Well above avg (+1.25 vs national avg)

$4.55/gal

Consumer Fireworks

Sparklers and novelties only; all aerial fireworks banned statewide

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 78°F

Very Mild

Summer Heat

Moderate summers

87°F avg July

Annual Rainfall

63" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Low

Flood Risk

Low

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

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Hawaii Guides

relocation

Hawaii: Paradise With the Price Tag to Match

Hawaii's cost of living index sits around 180-185 in 2026, nearly double the U.S. average. The state

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K
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Retirement Savings

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Social Security

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My Property Is Worth

$400K
Tax burden ↓$1M$50M+

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Food Scene

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Neutral
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Abortion Access

Neutral
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