Hawaii
D+26 · Moderate tax burden · COL index 196
11%
Income Tax
281
Violent Crime / 100K
80.7
Life Expectancy
$840K
Median Home
$1,850
Childcare / Mo
State Profile
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Taxes
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Income Tax
Property Tax
~$2,268/yr on median home
Sales Tax
Social Security
Pension / IRA
Estate Tax
Inheritance Tax
Capital Gains
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Median Home Price
Median Rent (2BR)
Home Insurance
Below national avg (~$1,900/yr)
Flood Insurance
Homestead Exemption
Home equity protected from creditors
Asset Protection
Crime & Safety
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Violent Crime Rate
Near national avg
Property Crime Rate
Near national avg
Traffic Fatality Rate
Healthcare
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State Healthcare Rank
Life Expectancy
Above national avg (76.4)
Medicaid Expansion
Uninsured Rate
Well below national avg
Education
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K-12 Quality Rank
School Choice / Vouchers
Childcare
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Avg Infant Care (Full-Time)
Very expensive (national avg ~$1,200)
Utilities & Daily Costs
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Avg Monthly Energy Bill
Well above national avg ($150)
Avg Monthly Groceries
2-person household, moderate spending
Road Quality Rank
Among the worst roads in the US
Airports & Travel
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Nonstop Destinations
From state's primary airport
Major Hub Airport
Regional airport — connections via hub
Culture & Lifestyle
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Urban Population
Highly urban — big city feel
Restaurant Density
Outstanding food scene
Religious Congregations
Pro Sports Teams
NFL + NBA + MLB + NHL + MLS
Major Venues
Stadiums, arenas, amphitheaters (10K+ capacity)
Craft Breweries
2.1/100K residents — Growing
Craft Distilleries
Live Music
Kona Brewing birthplace; Maui Arts & Cultural Center; Hawaii Songwriting Festival
Transportation
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Car Insurance (Avg Annual)
Traffic Fatality Rate
Broadband Access
Social & Legal
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Abortion Access
Legal to viability; strong state protections
LGBTQ+ Protections
Marijuana
Minimum Wage
Right to Work
Sports Betting
Casino Gambling
Online Gambling
State Lottery
One of 2 states where all forms of gambling are illegal (with Utah). No lottery, no casinos, no sports betting.
Age of Consent
Sex Education
Sex ed required by state
Medically Accurate Required
Nude Beaches & Naturist Clubs
Little Beach (Maui) · Red Hill (Oahu) · Spencer Beach (Big Island)
Environment & Climate
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Air Quality (Annual AQI)
Excellent (national avg ~38)
Natural Disaster Risk
Primary Hazards
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Gambling
Jobs & Economy
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Job Market
+1.5% job growth · 2.9% unemployment
Top Industries
Tech Jobs
Healthcare Jobs
Remote Work
Median Household Income
Business Climate
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Corporate Income Tax
0.5% gross receipts tax applies
LLC Formation Fee
LLC Annual Fee
Business Climate Rank
General Excise Tax (GET) at 4% on retail (0.5% on wholesale) applies in addition to income tax
Daily Life
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Gas Price (Regular)
Well above avg (+1.25 vs national avg)
Consumer Fireworks
Sparklers and novelties only; all aerial fireworks banned statewide
Weather & Natural Risks
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Winter Severity
Avg January high: 78°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Scorpions
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
9.4% of state population are veterans
Property Tax Exemption
Disabled vet property tax exemption
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
Explore Hawaii counties
Income, housing, poverty, healthcare — ranked by county
See your full cost of living in Hawaii
Housing, taxes, childcare, insurance — all estimated.
Trending in Hawaii
Green eyeing four state bills for veto - The Garden Island
The Garden Island · Jul 7
These employers provide housing to support their workers - Pacific Business News - The Business Journals
The Business Journals · Jul 3
State Budget and Finance director to serve as acting governor - Hawaii News Now
Hawaii News Now · Jun 12
Green leads governors’ group, plans Hawaii meeting - Hawaii Tribune-Herald
Hawaii Tribune-Herald · Jul 3
Lombardo assumes role as vice chair of Western Governors’ Association - KOLO | 8 News Now
KOLO | 8 News Now · Jul 3
What Residents Say
Moving to Hawaii - Cost of Living : r/MovingtoHawaii
Moving to Hawaii - Cost of Living ; Housing (paid off), $45, HOA ~$200, property tax ~$100, insurance ~$150 ; Utilities, $280, Electric ~$150 ( ......
reddit.com ↗
"Can I afford to move to Hawaii?" : r/MovingtoHawaii
The short answer: Chances are, if you have to ask this question, then you probably can't. Hawaii has the highest cost of living index in the United States....
reddit.com ↗
Would we be able to afford to live in a nice area with our ...
We are a family of 4 with a household income of 190k. Currently we live in Dallas Texas and our rent is about 4k a month. We have a 4 bedroom 2.5 bath townhome....
reddit.com ↗
Tax Rates (Individual, Joint, Married, etc) for those looking ...
If you put in all the taxes first especially state income tax which would be 7.9% based on this salary, your annual take home pay would be ......
reddit.com ↗
I've read several posts that talk about the high cost of living ...
I was just thinking about it, and I could understand about the cost of living being a shock if you are coming from somewhere a 3bd home <$300k and ......
reddit.com ↗
Considering moving to Honolulu via my job. Concerned ...
So 55k a year translates to 47K after taxes? Translates to around 4K a month for living expenses. In honolulu housing can be 1500 monthly for a ......
reddit.com ↗
Honolulu Cost of Living income??? : r/Hawaii
Is it true someone could be making 70k or 80k in Honolulu but still be struggling to make rent and pay bills?...
reddit.com ↗
Those who moved to mainland due to getting priced out of ...
Bay Area is expensive but wages are almost 2x or 3x vs Hawaii if you work in healthcare. Purchased a single family home in 5 years. I wouldn't ......
reddit.com ↗
Here's how much you need to 'live comfortably' in Honolulu
Here's a simple breakdown: Take- home pay 100k@ 23-18% tax rate 77k-82k/yr Living expenses: 3k per month for housing 500 for food 42k/yr Car ......
reddit.com ↗
Living in Hawaii on 45k with free accomodation
The pay is only 45k a year, but I will not have to pay for accommodation, electricity, internet or cable. It' 'sa 2 bedroom place and I am single....
reddit.com ↗
Stay Current
Get notified when Hawaii tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.